Plymouth Rock Auto will be increasing the discount to 40% from 25% for all policy holders who select their health care as Primary to cover PIP on their auto insurance. This is for all new and renewal customers.
Medicaid/ Medicare recipients are not eligible.
What are the benefits in electing Health Carrier Primary on my policy!
• Lowers Personal Injury Protection (PIP) premium.
• Utilize providers who already know your medical history and have your overall care in mind.
• Follow the same healthcare processes and procedures already familiar to you.
• Depending on the terms of your health carrier plan, you may have less out of pocket expenses. PIP deductibles range from $250 - $2,500 with a 20% co-payment for the first $5,000 in medical expenses, per accident.
What happens if my health insurance will not cover as primary once I have had an accident?
You will not be left without coverage if you are injured in an automobile accident. NJ law dictates that if your health insurance policy excludes injuries from automobile accidents, your automobile carrier is required to provide PIP benefits as primary.
What if I lose my healthcare insurance during the policy period? You should inform your agent or contact Customer Care if you have lost your coverage. Your policy will need to be adjusted to reflect that Personal Injury Protection (PIP) coverage is your primary.